Have you recently been in an accident? Are you wondering what to do next?
Whether you’ve been in a car accident, motorcycle accident, or bike accident, your next step is to file a personal injury claim. But, how do you file a personal injury claim? What are your options? Do you need the help of a lawyer?
Check out this guide to discover what you need to know when filing personal injury claims.
Check the Insurance Coverage
If someone else is legally responsible for your injury, then the first thing you want to do is find whether that person has insurance coverage that will cover your injury claim.
For example, if you’ve been in a car accident, you’ll want to find out if the other driver has auto insurance. Or, if you’ve been involved in a slip and fall accident, then you’ll want to find out if the property owner has liability coverage.
Finding this information out will determine whether or not you can collect the damages that a jury awards you after a personal injury trial. While having a judgment in your favor is a start, you also want to make sure you can collect your compensation.
If the defendant doesn’t have insurance or very few assets, then you may not be able to collect as much money as you’d hoped.
Hire a Personal Injury Attorney
Filing a personal injury claim involves more than just signing a document. It’s a complicated process that involves working with insurance companies, gathering witness testimonies, collecting evidence related to your injury, and much more.
For this reason, it’s very important to hire an attorney whose practice area is in personal injury. Just remember, talking to a personal injury lawyer isn’t the same as hiring one.
While most lawyers will provide you with a free consultation, they won’t offer you direct legal advice during this consultation. Hiring a lawyer means you’ll have an expert by your side to handle all of the legal complexities of your case.
File Your Claim
Once you’ve hired a personal injury lawyer, it’s time to begin filing your claim. The majority of personal injury cases reach a settlement before going to trial, and most people receive compensation without going to court or even filing an official lawsuit.
If the defendant has the appropriate insurance coverage, you can file a third-party claim against the defendant’s insurance carrier. To do this, you’ll need to get the name of the person’s insurance carrier as well as their policy number.
Then, you’ll need to send the insurance company a notice of claim that details the extent of your injuries as well as what you intend to seek in terms of compensation.
Personal Injury Claims: Are You Ready to File?
Now that you know about filing personal injury claims, it’s time to get started. While it can be a long process, filing a personal injury claim will help ensure you get the compensation you deserve for your injury and the time you missed at work.
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